
Bring structure, visibility and direction to your business finances. Know where you stand, what needs to change, and how to move forward with confidence. For businesses with revenue of A$1m+.
A Virtual CFO gives you the strategic financial guidance a large business gets from an in-house Chief Financial Officer — without the in-house salary. Barb becomes your trusted regional finance partner, helping you manage cashflow, plan for growth, and understand exactly what's driving (or draining) your profit.
Onsite across Port Stephens, Newcastle and Maitland, or virtual anywhere in Australia.
Part 1: Understand where you stand
We take the time to thoroughly understand your business and build a forward-looking financial plan you can actually use for decision-making — not a document that sits in a drawer.
Part 2: Stay on track.
Ongoing CFO reviews, monthly 1:1 strategy meetings, and reporting that checks your actual numbers against the plan, so you always know if you're on course.
WHAT’s INCLUDED:
A Financial Plan You'll Actually Use
A clear, forward-looking plan that maps your revenue, costs and cash. Then every decision can be backed by real numbers, not guesswork.
See Before You Commit
Thinking about hiring, changing your pricing, or investing in growth? We model it first, so you can make the call with confidence instead of crossing your fingers.
Ongoing CFO Strategy Sessions
Monthly 1:1 sessions to review how things are tracking, adjust the plan, and make decisions together.
The Numbers That Actually Matter
Reporting tracked against your plan. Better than a P&L you don't understand and never open.
Making Sure Your Systems Work For You
We check that the tools and processes running your business are helping you, not creating extra work.
Support When It Counts
When you have a big decision to make, like pricing, hiring, or funding, you have the support partner you need.
Foundations — financial basics, one-on-one
Money Confident CEO Intensive — business coaching
Breathing Room Bookkeeping — weekly DIY bookkeeping help
We don’t just explain numbers.
We change how you lead your business from them.
We bring clarity to what your numbers are actually saying
We give you simple tools to understand them
We teach you how to use them with confidence
And just as importantly:
We know what it’s like to lead a business
We meet you where you are - without judgement
We help you step into the leader you already have the capacity to be.
Your bookkeeper records what happened. Your accountant reports it to the ATO.
Neither is paid to tell you what to do next.
Cash flow forecasting - view of what is really coming in and out
Pricing and margin analysis - which services earn, and which you quietly subsidise
Profit strategy - working back from the income you want to the revenue required
And just as importantly:
Owner drawings and tax rhythm, so tax time is a non-event rather than an ambush
Decision support - hire, lease, buy, or drop a client? Modelled before you commit
A monthly session, plus a rolling forecast you can actually read

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