Terms and Conditions

Last updated: April 2026

1. Acceptance

By using this website, you agree to these Terms.

2. Service

We provide:

~ Financial confidence coaching

~ Business advisory

~ Virtual CFO services

All services are advisory in nature.

3. Privacy

Your use of this website is subject to our Privacy Policy.

4. Confidentiality

We will take reasonable steps to keep your information confidential.

You agree not to share our proprietary materials.

5. Client Data & Systems

If you give us access to systems:

~ You confirm authority

~ You maintain credential security

~ We rely on your data accuracy

6. No Financial Product Advice

We do not provide:

~ Investment advice

~ Financial product advice

~ Tax agent services

7. Intellectual Property

All content, frameworks and materials remain our property.

8. Limitation of Liability

To the extent permitted by law, we are not liable for:

~ Business decisions made from our advice

~ Loss of profits or opportunity

~ Indirect or consequential loss

9. Website Use

You agree not to misuse the website or attempt unauthorised access.

10. Changes

We may update these Terms at any time.

OYBN - Own Your Business Numbers

ABN : 85 605 424 922

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