OYBN - Own Your Business Numbers
Breathing room notes
Breathing Room Notes is the OYBN blog: calm, plain-English writing about business finances for owners who quietly carry the pressure alone.
Written by Barb Everson, CPA and Business Money Mentor, for service business owners and allied health practitioners across
Port Stephens, Newcastle, the Hunter and Australia-wide.
No jargon. No judgement. Just a little more breathing room, one note at a time.
The Weight You Don't Need to Carry Alone
A candid letter from OYBN founder Barb Everson on the quiet dread behind the numbers, her own story of undercharging, and why you don't have to carry it alone. Meet the Breathing Room Session. ...more
CEO Mindset ,Financial Confidence
September 07, 2026•3 min read
Three Ages, One Week, the Same Quiet Question About Super
A 15-year-old, a 59-year-old business owner, and a retired couple all asked me some version of the same super question this week. Here's what's actually going on, and why the answer depends entirely o... ...more
Financial Confidence ,Wealth
September 03, 2026•6 min read
Cash Flow vs Profit: Profitable but Still Stressed About Money
Being profitable doesn't always mean you feel it in your bank account. Here's the plain English difference between cashflow and profit and why it matters. ...more
CEO Mindset ,Financial Confidence
August 31, 2026•3 min read
The Five Minutes That Changed How I Feel About My Business Money
Weekly Business Money CEO Check-in ...more
CEO Mindset
August 07, 2026•3 min read
Is OYBN Actually For Me?
Wondering if a financial coach is really for someone like you? If you're a capable, heart-led business owner quietly carrying more money stress than anyone realises, here is how to tell. ...more
CEO Mindset
August 05, 2026•3 min read
Why Do I Charge Less Than I'm Worth?
If you quietly charge less than you know you should, you are not bad at business. Here is what is really going on, without judgement. ...more
CEO Mindset
August 05, 2026•4 min read
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Own Your Business Numbers acknowledges the Worimi people, the Traditional Custodians of the land on which we live and work across Port Stephens, and pays respect to their Elders past and present, and to all Aboriginal and Torres Strait Islander people in our community.
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